Suggestions to Improve your Savings Account

• If you are thinking of purchasing Incline Village Real Estate, you would probably welcome the idea of having more money in your savings account. Whether you use that extra cash for the down payment on your Lake Tahoe Loan or remodeling your mountain abode, wouldn’t it be nice to have an extra thousand dollars at your disposal? Here are a few ideas to increase your savings without altering your lifestyle.

• Brown Bag It – The average person spends $6 to purchase lunch, but only $2 when they pack it themselves. That’s a potential savings of $20 a week or $1,040 a year. Not only will you save money, but you will eat healthier too!

• Use Your Local Library – Instead of buying a book for $20 or renting a DVD for $4, get it for free. If you average 3 movie rentals a month, you’ll save yourself over $140 a year.

Hold a Yard Sale – Not only will you reduce a lot of household clutter, but you might even make a hundred bucks. Anything you don’t sell can be donated to charity and used as a tax write-off.

Reusable over Disposable – Using products such as Handi-Wipes (semi-disposable rags) as opposed to paper towels, rechargeable batteries instead of disposable, can save you up to $200 per year. The upshot is that you will be helping the environment, and putting extra cash in your savings. Need more ideas? Start with a rechargeable razor instead of disposables.

Ask for Discounts – From buying airline tickets to paying a medical bill, always ask if there’s a discount available. Who knows. . . they may say yes!

Be Aware of Your Utility Use – Change over your light bulbs to the energy saving kind and replace your shower head to a low flow model. Moreover, turn off any lights, computers, etc. that aren’t actively being used. The notion that the energy to turn them on and off is more expensive is false. You can find other energy saving ideas on your local utility company website.